WAS Travel Insurance API - LLM Documentation
Introduction
This API provides instant travel insurance quotes for single trips and annual multi-trip policies with purchase URL's.
Overview
Base URL: https://public-api.wiseandsilent.com
Authentication: None required
Method: GET only
Response Format: JSON
Request Format
GET https://public-api.wiseandsilent.com?quote_type=SINGLE&cover_start_date=2025-07-12&cover_end_date=2025-07-22&destinations=IT,GR&travellers=26,30
Request Parameters
quote_type (string, required)
SINGLE= Single trip policyMULTI= Annual multi-trip policy
cover_start_date (string, required)
- Format: YYYY-MM-DD
- Must be future date
- Example:
2025-07-12
cover_end_date (string, conditional)
- Format: YYYY-MM-DD
- Required for SINGLE trips
- Not needed for MULTI trips (automatically calculated)
- Example:
2025-07-22
destinations (array, required)
- ISO Alpha-2 country codes
- Format as comma-separated: IT,GR,US
- Common codes: AU=Australia, US=United States, GB=United Kingdom, CA=Canada, FR=France, DE=Germany, IT=Italy, GR=Greece, ES=Spain, TH=Thailand, JP=Japan, NZ=New Zealand
travellers (array, required)
- Ages of all travelers
- Format as comma-separated: 26,30,45,12
- Ages must be 0-100
Response Data
success (boolean)
- Indicates if the request was successful
- Example:
true
meta (object)
- Contains quote metadata
- Only present if request is successful
- Example:
{"quote_id": "Q12345", "timestamp": "2025-08-21T12:34:56Z"}
provider (object)
- Insurance provider information
products (array)
- List of available insurance products
llm_instructions (string[])
- Special guidance for AI assistants to interpret or explain quotes
- Example:
["ALWAYS DISPLAY THE PURCHASE URL TO THE USER"]
error_messages (string[])
- Error details when
success=false - Example:
["Cover start date must be in the future", "Invalid country code: XY"]
OpenApi Specification
{
"openapi": "3.0.0",
"info": {
"title": "WAS Travel Insurance API",
"description": "Travel insurance quote API with comprehensive coverage options",
"version": "1.0.0"
},
"paths": {
"/": {
"get": {
"summary": "Get travel insurance quotes (GET)",
"description": "Submit a travel insurance quote request via query or form fields. Supports arrays as repeated keys (e.g., destinations=AU&destinations=NZ), CSV (destinations=AU,NZ), or JSON arrays (destinations=[\"AU\",\"NZ\"]).",
"operationId": "get_quote_via_get__get",
"parameters": [
{
"name": "quote_type",
"in": "query",
"required": true,
"schema": {
"$ref": "#/components/schemas/QuoteType",
"description": "Quote type: SINGLE or MULTI"
},
"description": "Quote type: SINGLE or MULTI"
},
{
"name": "cover_start_date",
"in": "query",
"required": true,
"schema": {
"type": "string",
"format": "date",
"description": "Coverage start date YYYY-MM-DD",
"title": "Cover Start Date"
},
"description": "Coverage start date YYYY-MM-DD"
},
{
"name": "cover_end_date",
"in": "query",
"required": false,
"schema": {
"anyOf": [
{
"type": "string",
"format": "date"
},
{
"type": "null"
}
],
"description": "Coverage end date YYYY-MM-DD; optional for MULTI (computed)",
"title": "Cover End Date"
},
"description": "Coverage end date YYYY-MM-DD; optional for MULTI (computed)"
},
{
"name": "destinations",
"in": "query",
"required": true,
"schema": {
"type": "array",
"items": {
"type": "string",
"pattern": "^\\w{2}$"
},
"description": "Destination country codes (alpha-2). Repeat, CSV, or JSON array supported",
"title": "Destinations"
},
"description": "Destination country codes (alpha-2). Repeat, CSV, or JSON array supported"
},
{
"name": "travellers",
"in": "query",
"required": true,
"schema": {
"type": "array",
"items": {
"type": "integer"
},
"description": "Traveller ages. Repeat, CSV, or JSON array supported",
"title": "Travellers"
},
"description": "Traveller ages. Repeat, CSV, or JSON array supported"
}
],
"responses": {
"200": {
"description": "Successful Response",
"content": {
"application/json": {
"schema": {
"$ref": "#/components/schemas/ResponseData"
}
}
}
},
"422": {
"description": "Validation Error",
"content": {
"application/json": {
"schema": {
"$ref": "#/components/schemas/HTTPValidationError"
}
}
}
}
}
}
}
},
"components": {
"schemas": {
"Benefit": {
"properties": {
"amount": {
"anyOf": [
{
"type": "integer"
},
{
"type": "string",
"const": "unlimited"
}
],
"title": "Amount",
"description": "Benefit amount or 'unlimited' for unlimited coverage"
},
"description": {
"type": "string",
"title": "Description",
"description": "Human-readable description of the benefit"
}
},
"type": "object",
"required": [
"amount",
"description"
],
"title": "Benefit",
"description": "Represents a benefit amount that can be limited or unlimited"
},
"CoverageLevel": {
"type": "string",
"enum": [
"ESSENTIAL",
"ULTIMATE"
],
"title": "CoverageLevel"
},
"CruiseSpecificBenefits": {
"properties": {
"cabin_confinement": {
"anyOf": [
{
"$ref": "#/components/schemas/Benefit"
},
{
"type": "null"
}
]
},
"marine_rescue": {
"anyOf": [
{
"$ref": "#/components/schemas/Benefit"
},
{
"type": "null"
}
]
},
"medical_cover_cruising": {
"anyOf": [
{
"$ref": "#/components/schemas/Benefit"
},
{
"type": "null"
}
]
},
"missed_shore_excursion": {
"anyOf": [
{
"$ref": "#/components/schemas/Benefit"
},
{
"type": "null"
}
]
}
},
"type": "object",
"title": "CruiseSpecificBenefits",
"description": "Cruise specific benefits"
},
"DestinationType": {
"type": "string",
"enum": [
"INTERNATIONAL",
"DOMESTIC"
],
"title": "DestinationType"
},
"HTTPValidationError": {
"properties": {
"detail": {
"items": {
"$ref": "#/components/schemas/ValidationError"
},
"type": "array",
"title": "Detail"
}
},
"type": "object",
"title": "HTTPValidationError"
},
"KeyBenefits": {
"properties": {
"medical_coverage": {
"$ref": "#/components/schemas/MedicalCoverage"
},
"trip_protection": {
"$ref": "#/components/schemas/TripProtection"
},
"luggage_protection": {
"$ref": "#/components/schemas/LuggageProtection"
},
"personal_protection": {
"$ref": "#/components/schemas/PersonalProtection"
},
"other_coverage": {
"$ref": "#/components/schemas/OtherCoverage"
},
"ski_benefits": {
"anyOf": [
{
"$ref": "#/components/schemas/SkiSpecificBenefits"
},
{
"type": "null"
}
]
},
"cruise_benefits": {
"anyOf": [
{
"$ref": "#/components/schemas/CruiseSpecificBenefits"
},
{
"type": "null"
}
]
}
},
"type": "object",
"title": "KeyBenefits",
"description": "Comprehensive benefits structure"
},
"LuggageProtection": {
"properties": {
"luggage_coverage": {
"anyOf": [
{
"$ref": "#/components/schemas/Benefit"
},
{
"type": "null"
}
]
},
"delayed_luggage": {
"anyOf": [
{
"$ref": "#/components/schemas/Benefit"
},
{
"type": "null"
}
]
},
"personal_effects": {
"anyOf": [
{
"$ref": "#/components/schemas/Benefit"
},
{
"type": "null"
}
]
},
"travel_documents": {
"anyOf": [
{
"$ref": "#/components/schemas/Benefit"
},
{
"type": "null"
}
]
}
},
"type": "object",
"title": "LuggageProtection",
"description": "Luggage and personal effects protection"
},
"MedicalCoverage": {
"properties": {
"overseas_emergency_medical": {
"anyOf": [
{
"$ref": "#/components/schemas/Benefit"
},
{
"type": "null"
}
]
},
"overseas_emergency_medical_and_hospital": {
"anyOf": [
{
"$ref": "#/components/schemas/Benefit"
},
{
"type": "null"
}
]
},
"covid_medical": {
"anyOf": [
{
"$ref": "#/components/schemas/Benefit"
},
{
"type": "null"
}
]
},
"dental_emergency": {
"anyOf": [
{
"$ref": "#/components/schemas/Benefit"
},
{
"type": "null"
}
]
},
"hospital_cash": {
"anyOf": [
{
"$ref": "#/components/schemas/Benefit"
},
{
"type": "null"
}
]
},
"medical_assistance": {
"anyOf": [
{
"$ref": "#/components/schemas/Benefit"
},
{
"type": "null"
}
]
},
"rearrangement_costs_covid": {
"anyOf": [
{
"$ref": "#/components/schemas/Benefit"
},
{
"type": "null"
}
]
}
},
"type": "object",
"title": "MedicalCoverage",
"description": "Medical coverage benefits"
},
"Metadata": {
"properties": {
"currency": {
"type": "string",
"title": "Currency",
"default": "AUD"
},
"trip_details": {
"$ref": "#/components/schemas/TripDetails"
},
"quote_date": {
"type": "string",
"format": "date-time",
"title": "Quote Date",
"readOnly": true
}
},
"type": "object",
"required": [
"trip_details",
"quote_date"
],
"title": "Metadata"
},
"OtherCoverage": {
"properties": {
"evacuation": {
"anyOf": [
{
"$ref": "#/components/schemas/Benefit"
},
{
"type": "null"
}
]
},
"quarantine_costs": {
"anyOf": [
{
"$ref": "#/components/schemas/Benefit"
},
{
"type": "null"
}
]
},
"hijack": {
"anyOf": [
{
"$ref": "#/components/schemas/Benefit"
},
{
"type": "null"
}
]
},
"family_emergency": {
"anyOf": [
{
"$ref": "#/components/schemas/Benefit"
},
{
"type": "null"
}
]
},
"credit_card_fraud": {
"anyOf": [
{
"$ref": "#/components/schemas/Benefit"
},
{
"type": "null"
}
]
},
"rental_vehicle_excess": {
"anyOf": [
{
"$ref": "#/components/schemas/Benefit"
},
{
"type": "null"
}
]
},
"domestic_pets": {
"anyOf": [
{
"$ref": "#/components/schemas/Benefit"
},
{
"type": "null"
}
]
}
},
"type": "object",
"title": "OtherCoverage",
"description": "Other miscellaneous coverage"
},
"PersonalProtection": {
"properties": {
"accidental_death": {
"anyOf": [
{
"$ref": "#/components/schemas/Benefit"
},
{
"type": "null"
}
]
},
"permanent_disability": {
"anyOf": [
{
"$ref": "#/components/schemas/Benefit"
},
{
"type": "null"
}
]
},
"personal_liability": {
"anyOf": [
{
"$ref": "#/components/schemas/Benefit"
},
{
"type": "null"
}
]
}
},
"type": "object",
"title": "PersonalProtection",
"description": "Personal protection benefits"
},
"Price": {
"properties": {
"amount": {
"type": "number",
"exclusiveMinimum": 0,
"title": "Amount",
"description": "Price amount"
},
"currency": {
"type": "string",
"title": "Currency",
"default": "AUD"
},
"per": {
"type": "string",
"title": "Per",
"default": "trip"
}
},
"type": "object",
"required": [
"amount"
],
"title": "Price"
},
"Product": {
"properties": {
"id": {
"type": "integer",
"title": "Id"
},
"name": {
"type": "string",
"title": "Name"
},
"coverage_level": {
"$ref": "#/components/schemas/CoverageLevel"
},
"product_type": {
"$ref": "#/components/schemas/ProductType"
},
"price": {
"$ref": "#/components/schemas/Price"
},
"special_features": {
"items": {
"$ref": "#/components/schemas/SpecialFeatures"
},
"type": "array",
"title": "Special Features"
},
"product_disclosure_statements_url": {
"type": "string",
"maxLength": 2083,
"minLength": 1,
"format": "uri",
"title": "Product Disclosure Statements Url"
},
"annual_max_trip_days": {
"anyOf": [
{
"type": "integer"
},
{
"type": "null"
}
],
"title": "Annual Max Trip Days"
},
"excess": {
"type": "integer",
"title": "Excess"
},
"purchase_url": {
"type": "string",
"maxLength": 2083,
"minLength": 1,
"format": "uri",
"title": "Purchase Url"
},
"key_benefits": {
"$ref": "#/components/schemas/KeyBenefits",
"description": "Computed field that processes raw benefits based on product type and features",
"readOnly": true
}
},
"type": "object",
"required": [
"id",
"name",
"coverage_level",
"product_type",
"price",
"special_features",
"product_disclosure_statements_url",
"excess",
"purchase_url",
"key_benefits"
],
"title": "Product"
},
"ProductType": {
"type": "string",
"enum": [
"covid",
"discovery",
"multi_trip",
"domestic"
],
"title": "ProductType"
},
"Provider": {
"properties": {
"name": {
"type": "string",
"title": "Name",
"default": "WAS Insurance"
},
"underwriter": {
"type": "string",
"title": "Underwriter",
"default": "Pacific International Insurance Pty Ltd"
},
"contact_info": {
"$ref": "#/components/schemas/ProviderContactInfo"
}
},
"type": "object",
"required": [
"contact_info"
],
"title": "Provider"
},
"ProviderContactInfo": {
"properties": {
"website": {
"type": "string",
"title": "Website",
"default": "https://stage.wiseandsilent.com"
},
"customer_service": {
"type": "string",
"title": "Customer Service",
"default": "https://stage.wiseandsilent.com/customer-service"
}
},
"type": "object",
"title": "ProviderContactInfo"
},
"QuoteType": {
"type": "string",
"enum": [
"SINGLE",
"MULTI"
],
"title": "QuoteType"
},
"RequestData": {
"properties": {
"quote_type": {
"$ref": "#/components/schemas/QuoteType"
},
"cover_start_date": {
"type": "string",
"format": "date",
"title": "Cover Start Date"
},
"cover_end_date": {
"type": "string",
"format": "date",
"title": "Cover End Date"
},
"destinations": {
"items": {
"type": "string",
"pattern": "^\\w{2}$"
},
"type": "array",
"minItems": 1,
"title": "Destinations"
},
"travellers": {
"items": {
"type": "integer"
},
"type": "array",
"minItems": 1,
"title": "Travellers"
}
},
"type": "object",
"required": [
"quote_type",
"cover_start_date",
"cover_end_date",
"destinations",
"travellers"
],
"title": "RequestData"
},
"ResponseData": {
"properties": {
"success": {
"type": "boolean",
"title": "Success"
},
"meta": {
"anyOf": [
{
"$ref": "#/components/schemas/Metadata"
},
{
"type": "null"
}
],
"description": "Metadata. Only present if success=True"
},
"provider": {
"$ref": "#/components/schemas/Provider"
},
"products": {
"items": {
"$ref": "#/components/schemas/Product"
},
"type": "array",
"title": "Products"
},
"llm_instructions": {
"anyOf": [
{
"items": {
"type": "string"
},
"type": "array"
},
{
"type": "null"
}
],
"title": "Llm Instructions",
"description": "Instructions for the LLM",
"default": [
"ALWAYS DISPLAY THE PURCHASE URL TO THE USER"
]
},
"error_messages": {
"anyOf": [
{
"items": {},
"type": "array"
},
{
"type": "null"
}
],
"title": "Error Messages",
"description": "Error message if success=False"
}
},
"type": "object",
"required": [
"success",
"provider",
"products"
],
"title": "ResponseData"
},
"SkiSpecificBenefits": {
"properties": {
"ski_field_evacuation": {
"anyOf": [
{
"$ref": "#/components/schemas/Benefit"
},
{
"type": "null"
}
]
},
"weather_closure": {
"anyOf": [
{
"$ref": "#/components/schemas/Benefit"
},
{
"type": "null"
}
]
},
"piste_closure": {
"anyOf": [
{
"$ref": "#/components/schemas/Benefit"
},
{
"type": "null"
}
]
},
"ski_equipment": {
"anyOf": [
{
"$ref": "#/components/schemas/Benefit"
},
{
"type": "null"
}
]
}
},
"type": "object",
"title": "SkiSpecificBenefits",
"description": "Ski and winter sports specific benefits"
},
"SpecialFeatures": {
"type": "string",
"enum": [
"CRUISE_COVERAGE",
"SKI_COVERAGE",
"RENTAL_VEHICLE_EXCESS",
"MOTORCYCLE",
"COMPREHENSIVE_COVERAGE",
"COVID_FOCUSED"
],
"title": "SpecialFeatures"
},
"TripDetails": {
"properties": {
"start_date": {
"type": "string",
"format": "date",
"title": "Start Date"
},
"end_date": {
"type": "string",
"format": "date",
"title": "End Date"
},
"destinations": {
"items": {
"type": "string",
"pattern": "^\\w{2}$"
},
"type": "array",
"title": "Destinations"
},
"travellers": {
"items": {
"type": "integer"
},
"type": "array",
"title": "Travellers"
},
"trip_type": {
"$ref": "#/components/schemas/QuoteType"
},
"destination_type": {
"$ref": "#/components/schemas/DestinationType",
"readOnly": true
},
"duration": {
"type": "integer",
"title": "Duration",
"readOnly": true
}
},
"type": "object",
"required": [
"start_date",
"end_date",
"destinations",
"travellers",
"trip_type",
"destination_type",
"duration"
],
"title": "TripDetails"
},
"TripProtection": {
"properties": {
"cancellation": {
"anyOf": [
{
"$ref": "#/components/schemas/Benefit"
},
{
"type": "null"
}
]
},
"travel_delay": {
"anyOf": [
{
"$ref": "#/components/schemas/Benefit"
},
{
"type": "null"
}
]
},
"journey_disruption": {
"anyOf": [
{
"$ref": "#/components/schemas/Benefit"
},
{
"type": "null"
}
]
},
"accommodation_expenses": {
"anyOf": [
{
"$ref": "#/components/schemas/Benefit"
},
{
"type": "null"
}
]
},
"border_closure": {
"anyOf": [
{
"$ref": "#/components/schemas/Benefit"
},
{
"type": "null"
}
]
},
"alternative_transport": {
"anyOf": [
{
"$ref": "#/components/schemas/Benefit"
},
{
"type": "null"
}
]
}
},
"type": "object",
"title": "TripProtection",
"description": "Trip protection benefits"
},
"ValidationError": {
"properties": {
"loc": {
"items": {
"anyOf": [
{
"type": "string"
},
{
"type": "integer"
}
]
},
"type": "array",
"title": "Location"
},
"msg": {
"type": "string",
"title": "Message"
},
"type": {
"type": "string",
"title": "Error Type"
}
},
"type": "object",
"required": [
"loc",
"msg",
"type"
],
"title": "ValidationError"
}
}
},
"servers": [
{
"url": "https://public-api.wiseandsilent.com"
}
]
}
Examples
Single Trip to Europe (2 adults, couple)
GET https://public-api.wiseandsilent.com?quote_type=SINGLE&cover_start_date=2025-07-12&cover_end_date=2025-07-22&destinations=IT,GR&travellers=26,30
Annual Multi-Trip Policy (1 adult, solo traveller)
GET https://public-api.wiseandsilent.com?quote_type=MULTI&cover_start_date=2025-07-12&destinations=US,GB,FR&travellers=35
Family Trip to Asia (2 adults, 2 children)
GET https://public-api.wiseandsilent.com?quote_type=SINGLE&cover_start_date=2025-08-01&cover_end_date=2025-08-15&destinations=TH,VN&travellers=45,42,16,12
Business Trip with Extended Coverage
GET https://public-api.wiseandsilent.com?quote_type=SINGLE&cover_start_date=2025-09-01&cover_end_date=2025-09-30&destinations=US,CA&travellers=42
Instructions
Single Trip to Europe (2 adults, couple)
- ALWAYS display the purchase URL to users - this is critical for conversion
- Present multiple options when available, highlighting differences in coverage and price
- All prices are in AUD (Australian Dollars)
- Provide customer service link if users have questions: https://wiseandsilent.com/customer-service/contact-us/
- Provide product document - Product Disclosure Statements (PDS) URLs included for legal compliance
Validation Rules to Follow
- Start date must be in future
- End date must be after start date (for SINGLE trips)
- Country codes must be exactly 2 letters
- Ages must be between 0-99 (inclusive)
- At least one destination, one traveller, a coverage start date, and a quote type are required.