Announcement regarding travel to Indonesia

BREAKING THE LIMITS OF TRADITIONAL TRAVEL INSURANCE

Find the Right Plan for You

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Covid-19*

Covid Insurance covers trip cancellation due to a positive Coronavirus diagnosis.

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Health Insurance
Emergency Medical*

Receive unlimited* emergency medical cover for up to 12 months.

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Service
24/7 Assistance

In case of an emergency, WAS Insurance is here to support you at any time, night or day.

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User
Claims Support

WAS Insurance will assist you with your claim, every step of the way.

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*Note that not all benefits apply and will depend on whether you have selected them (and are reflected on your Certificate of Insurance). Terms, conditions, exclusions, limits and sub-limits apply. Please read the Product Disclosure Statement (PDS) and Target Market Determination (TMD) for further details.

^Premiums and savings are subject to changes in rating, underwriting and your individual circumstances. Cover and benefits may differ between insurance providers and therefore may not be completely comparable.

Our Travel Insurance Plans

WAS travel insurance works quietly in the background while you enjoy your holidays to the full

Plan Icon
COVID ESSENTIALS
  • Unlimited* Medical
  • Up to $4,000 in Cancellation and Trip Interruption
  • No Benefit for Lost Baggage
Plan Icon
DISCOVERY
  • Unlimited* Medical
  • Up to $40,000 optional cover for Cancellation and Trip Interruption
  • Up to $10,000 optional cover for lost or stolen luggage
  • Rental vehicle insurance excess
  • Optional cover for Cruise, Ski or Motorcycle

Customer Reviews

What our customers say about Wise and Silent Insurance

Customer
David McDonald Australia
21.01.2023 date
Nice, simple and easy to use site for purchasing travel insurance, allowed me to choose the cover that was right for my trip. Will use again.
Customer
Anita Plummer Australia
21.01.2023 date
WAS Insurance gave me peace of mind when travelling overseas. I can't fault their customer service, and I wouldn't hesitate to use them again.
Customer
B King Australia
21.01.2023 date
Great website - so easy to navigate and understand what I was getting.
Questions

Frequently Asked Questions

Browse answers to the most common questions we get asked about travel insurance

This depends on your particular situation, but in most cases, it's better to get insurance as soon as you book the trip. However, don't feel like you have to rush into it. It's always a good idea to first find out what your options are - and consider the level of cover that's right for you - before making a final decision.

Benefits are the elements covered by your travel insurance policy. These can range from airfare reimbursement to medical emergency cover. The level and number of benefits will depend on your chosen plan - please contact us for more information. You can also opt to have additional benefits, such as a cruise pack or cover for rental vehicle excess, added to your policy.

WASI has a plan for you regardless of whether you're travelling solo or in a group. As long as your travelling companions are listed on the policy, they will receive cover.

WASI insurance covers a wide number of trip types, including business trips, backpacking, cruising and more. Please click here for a full list of trip types covered by Wise and Silent Insurance.

Our Discovery International travel insurance won gold for outstanding value in the 2024 Finder Travel Insurance Awards—delivering extensive coverage at an affordable price. WAS Insurance came out on top for having an extensive range of included features while being cheaper than average compared to other international policies considered.

The typical age limit that applies to most travel insurance companies in Australia is between 60 and 75 years; WASI's limit is 99 years. You must also be at least 18 years old to purchase a travel insurance policy.

All travel insurance policies have conditions, exclusions, and limitations; these depend on the type of policy or plan that you choose. Please refer to your policy or contact us for further information.

Yes, you can add on or remove upgrades, such as trip interruption, motorcycle and moped pack, or a snow pack. Please see the full list of upgrades.

A pre-existing condition is, in the 12 months before buying the policy:
  • a medical or dental condition of which you’re aware, or the related complication you have, or the symptoms of which you’re aware;
  • a medical or dental condition currently being, or has been, investigated or treated by a medical practitioner (including dentist or chiropractor);
  • any condition for which you have been prescribed medicine. Doesn’t apply to common colds, flu or contraceptive medication;
  • any condition for which you’ve had surgery; or
  • any condition for which you have seen a medical specialist.