Why Emergency Medical Travel Insurance is Essential for Every Traveller
Emergencies don't discriminate. Regardless of your health or fitness, unforeseen illnesses and injuries can happen anytime, anywhere—making emergency medical travel insurance a must for conscious travellers. High medical costs overseas can quickly turn a small emergency into a financial disaster. That's why WAS Travel Insurance strives to provide emergency medical coverage that helps you manage unforeseen medical expenses without lasting financial burdens.
Other Benefits
Trip Cancellation Interruption
Trip Delay
Baggage and Personal Effects
Personal Liability
Rental vehicle insurance excess
Covid 19
Comprehensive Overseas Emergency Medical Coverage
Our policy kicks in the moment you leave Australia, offering extensive protection that covers:
- Unexpected necessary medical treatments initiated overseas for up to 12 months, including fees from medical practitioners, hospital expenses, and both in-patient and out-patient medical treatments.
- Your travel costs back to Australia (medical repatriation) if medically necessary, along with economy-class travel and accommodation for an accompanying person if required.
- Up to $2,000 per insured person is available for essential temporary dental treatment and emergency repairs to alleviate immediate pain or discomfort to sound, healthy, and natural teeth.
- Essential treatment related to pregnancy and childbirth complications.
- Costs for burial or cremation abroad, or transportation of your body back to Australia.
What's Not Covered:
We offer transparency at WAS. We think it’s important for policyholders to be crystal clear on what's not covered within this emergency medical benefit:
- Any pre-existing medical conditions not listed as automatically covered.
- Routine or expected medical or dental treatments or diagnostics.
- Medical costs incurred in Australia or onboard a cruise ship, except as specified.
- Treatment that can reasonably be delayed until you return to Australia.
- A number of other exclusions as outlined in your policy documents. Always read these carefully.
Remember, reading the Product Disclosure Statement (PDS) is crucial to understand all the terms, conditions, exclusions, limits, and sub-limits of your policy.
Why Choose WAS Insurance?
With WAS Travel Insurance, you're choosing a partner who understands the nuances of travelling. We’ve designed our plans to offer peace of mind so you can focus on enjoying your trip rather than worrying about potential medical issues. And don’t forget, our emergency assistance team is available 24/7, ready to support you wherever your travels take you. Check out our specialist pages for specific traveller types:
Emergency Medical Travel Insurance FAQs
Browse answers to the most common questions we get asked about emergency medical travel insurance
Seek immediate medical attention, inform local authorities if necessary, and contact our 24/7 emergency assistance for guidance and to initiate the claims process.
You must purchase coverage before departing Australia. This will ensure that you are fully protected from the start of your trip.
Emergency dental treatment is covered up to $2,000 for the immediate relief of pain and discomfort to sound, healthy and natural teeth and for emergency repairs to dentures and orthodontic appliances.
The coverage limit for emergency medical expenses is detailed in the Schedule of Benefits in the PDS. It's designed to sufficiently cover the costs associated with unexpected overseas medical treatments, hospital stays, and necessary medical transportation to the nearest suitable hospital.
Please contact us before your current policy expires if you plan to extend your trip. While you can often extend your coverage, it's subject to approval based on your travel plans and any changes in your health status during the trip.
If medically necessary, we will cover your repatriation costs to Australia. This includes economy class travel and reasonable accommodation costs for an accompanying person if deemed essential by our Medical Officer.
Note: Not all benefits apply and will depend on whether you have selected them (and they are reflected on your Certificate of Insurance). Terms, conditions, exclusions, sub-limits, and limits apply. Please read the Product Disclosure Statement (PDS) and Target Market Determination (TMD) for further details.