Travel Insurance for Motorcycles
Embarking on a journey with a motorcycle or moped can be exhilarating but comes with its associated risks. That's why our plans include options specifically for motorcycle and scooter cover. With travel insurance for motorcycles, you can focus on the adventure instead of stressing about the what-ifs.
Other Trip Types
Coverage Details for WAS Motorcycle Travel Insurance:
Many Australians choose to visit destinations and rent motorcycles or mopeds to get around - it's often the cheapest and most efficient method of transport in many destinations.
If this is something you're considering, let us know so that we can offer you an upgrade to your policy that includes motorcycle travel insurance.
When Cover starts: Coverage is active when you hire a motorcycle or moped as the rider during your trip.
What's covered: Despite the general exclusions for motorcycles and mopeds, we will compensate up to the amount shown in the Schedule of Benefits for approved claims related to the use of a motorcycle or moped during the trip.
What's Not Covered?
As with any insurance policy, you need to know the ins and outs of your coverage. Here’s what’s not covered through our motorcycle upgrade:
- No cover if the motorcycle engine capacity exceeds 250cc.
- You must hold a valid Australian motorcycle licence or Australian motor vehicle driver licence.
- Riding without a helmet voids the cover.
- No cover if you’re participating in a professional capacity, racing, or motocross.
- There is no cover for personal liability related to the hire, meaning you are personally responsible for any costs associated with damage to the motorcycle, property damage, or injuries to another person.
Why You Need Motorcycle Travel Insurance for Your Trip
Riding in a new environment can be unpredictable; you have to negotiate different driving laws and sometimes challenging road conditions. Upgrading your travel insurance to include motorcycle cover safeguards against:
- Unexpected overseas medical costs - Critical if you encounter emergency medical situations overseas, which can run into thousands of dollars.
- Compliance with local laws - Ensures you are covered when riding with a valid licence and appropriate safety gear, including helmets.
And don’t forget, your policy includes our emergency assistance benefit. This means you can rely on 24/7 support if you encounter an issue while touring on your motorcycle. Contact us for guidance in challenging situations.
Motorcycle Travel Insurance FAQs
Browse answers to the most common questions we get asked about motorcycle travel insurance
Ensure safety first, seek medical attention if needed, report the incident to local authorities, and then contact our 24/7 assistance team to guide you through the claims process.
Our policy does not cover motorcycles with an engine capacity greater than 250cc. Please consider this when renting a bike for your motorcycle tour. If you plan to rent a bike with an engine size greater than 250cc, please seek specialist insurance elsewhere.
Scooter cover is included under the same conditions as motorcycles, ensuring you’re protected whether you’re riding a scooter or a motorcycle.
Yes, you must hold a valid motorcycle licence that is applicable to the country where you're riding. For Australians overseas, a valid Australian motorcycle licence will usually be enough, but please check the specifics for your destination.
Yes, you can upgrade your existing travel insurance policy to include cover for your motorcycle riding. Contact us to adjust your policy accordingly.
Remember, reading the Product Disclosure Statement (PDS) is crucial to understand all the terms, conditions, exclusions, limits and sub-limits of your policy.
Note: Not all benefits apply and will depend on whether you have selected them (and they are reflected on your Certificate of Insurance). Terms, conditions, exclusions, sub-limits, and limits apply. Please read the Product Disclosure Statement (PDS) and Target Market Determination (TMD) for further details.