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Travel Insurance Thailand

Secure your trip to Thailand with WAS comprehensive travel insurance.

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Peace of Mind With Thailand Travel Insurance

What’s enticing you to check out Thailand? Tropical beaches? Vibrant street markets? Spirituality? Thailand has long been a favourite for Australian travellers headed to the pulsating capital of Bangkok or opting for the beaches of Phuket, Krabi, or the other islands. Don’t forget to consider travel insurance in all the excitement of planning your trip to the land of smiles. An insurance policy can cover things like medical costs and trip cancellations so you can keep on smiling even if things take a turn.


Common Traveller Types

 Seniors
Families
Solo


What Does Our Travel Insurance for Thailand Include?

At Wise and Silent, we know that planning for a trip to Thailand is thrilling. We just want to remind you to factor in the unexpected whenever you’re jet-setting off to a tropical destination. Our travel insurance policies are designed to provide comprehensive cover for a range of potential issues. This coverage lets you enjoy your Thai adventure, knowing you have some protection.

Trip Cancellation/
Interruption*

Get cancellation cover for non-refundable expenses if unexpected events force you to cancel or cut short your Thailand trip.

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Medical Costs*

Cover unexpected medical expenses, from emergency medical treatment to hospital stays, without the stress of high costs.

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Personal Liability*

If you accidentally cause damage or injury to another person, personal liability cover can protect you against legal and compensation costs.

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Baggage and Personal
Effects*

Travel without worry about lost or stolen items.

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Explore all coverage benefits

*Note that not all benefits apply and will depend on whether you have selected them (and are reflected on your Certificate of Insurance). Terms, conditions, exclusions, limits and sub-limits apply. Please read the Product Disclosure Statement (PDS) and Target Market Determination (TMD) for further details.

Travelling to Thailand: What You Need to Know

Thailand offers an array of experiences, but knowing local insights and safety tips can enhance your visit. While Thai people are known for their warmth and welcoming spirits, it still pays to understand the need to take precautions in some areas.

  • Always carry travel documents and keep digital copies.
  • Consider vaccinations to prevent issues like food poisoning and tropical diseases.
  • Understand local traffic laws if you plan to drive. Hundreds of tourists get into motorcycle and scooter accidents every year in Thailand.
  • Stay updated on Thailand travel advice from the Australian government.
  • Stay hydrated and apply sunscreen.
  • Thailand is known for its party scenes. Be vigilant in these areas for scams and drink spiking.
  • The rainy season runs from July to October can cause disruptions, and climates vary depending on where you visit.

How to Handle Emergencies in Thailand

Quick access to support can make all the difference in emergencies in Thailand. You want a friendly expert from your insurance company on hand to help lighten your burden and offer meaningful advice.

Don't hesitate to contact our 24/7 support line if you need anything. We’re here to help if you need medical attention, if the weather has forced a change of plans, or in any number of other unfortunate scenarios.

Ph (outside Australia): + 61 2 8880 5820

Why Choose Us for Your Travel Insurance to Thailand?

Thailand's allure is undeniable, but there’s always the potential for unforeseen problems or accidents to spoil the best of trips. When your worst travel nightmares come true, you want to know you won’t be out of pocket or inconvenienced too much.

Reasons to consider WAS for your travel insurance:

  • Expertise in Thai travel - We understand the specifics of travelling in Thailand and can help coordinate emergency situations.
  • Flexible plans - Customise your travel insurance plans to fit your travel style and needs. For example, you may need increased Luggage and personal effects cover if you’re travelling with multiple pieces of hiking equipment.
  • Reliable support - Our team handles claims efficiently, whether it’s for medical costs, lost luggage, a personal liability issue, or even accidental death.
Questions

FAQs on Insurance for Travel to Thailand

Browse answers to the most common questions we get asked about travel insurance

Immediately contact us for guidance if you need medical treatment in Thailand. We will direct you to the closest hospital or clinic that meets our standards, ensuring you receive the most appropriate treatment under our overseas medical cover.

Review the full details in your policy, including the automatically covered conditions, to confirm you have appropriate coverage for your needs.

Our policy includes coverage to assist with situations like rebooking your accommodation and flights as needed should a natural disaster disrupt your trip.

No. You must buy travel insurance prior to commencing your trip.

Make sure you have a valid licence and fully understand the local traffic regulations when renting a scooter. Always wear a helmet to ensure coverage in case of accidents, inspect the scooter's condition thoroughly, take photos for reference, and avoid leaving personal items unattended. Don’t forget to add the Motorcycle/Moped Pack!

If you contract dengue fever unexpectedly during your stay, our travel insurance covers the necessary medical expenses and hospitalisation. We advise using mosquito repellent and choosing accommodation with effective protective screening against mosquitoes.

Thailand's weather can vary greatly depending on the region and time of year. For instance, visiting Chiang Mai in June offers a different experience from Koh Chang. During the monsoon season from July to October, expect potential flooding and travel disruptions. Stay updated with weather forecasts and consider a travel insurance plan that includes coverage for natural disasters to safeguard against possible changes and associated costs.

In the event of a severe medical emergency, where medically necessary and we have provided direction to do so, our travel insurance covers air ambulance services to transport you to the nearest hospital with adequate facilities or, if necessary, back to Australia. This ensures you receive the most appropriate medical care available.

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