Savour Your Golden Years With Seniors Travel Insurance
Exploring the world is one of the great joys of retirement, but as you age, it becomes critical to keep your health and well-being top of mind—especially when travelling. You could face costly bills if you have a medical emergency while travelling internationally, away from home.
That's why we offer comprehensive travel insurance for seniors in Australia. This insurance can cover crucial aspects such as:
- eligible pre-existing medical conditions
- overseas hospital confinement
- overseas emergency medical expenses
- travel assistance
It's never too late to chase new experiences. Let us help you travel with peace of mind on your next big adventure.
Benefits for seniors
Eligible Pre-existing Medical Condition Coverage
Trip Delay Expenses
Emergency Medical Assistance
What Our Seniors Travel Insurance Covers
WAS Insurance provides thorough insurance coverage for senior travellers. Our coverage includes:
- Trip Cancellation or Interruption - Up to $40,000 to cover unforeseen circumstances that may cut your trip short.
- Overseas Emergency Medical Expenses - We provide cover for medical treatment overseas
- Overseas Hospital Benefit and Confinement - Ensuring peace of mind during hospital stays.
- COVID-19 Expenses - Special coverage addressing the risks associated with Covid.
- Lost Baggage and Personal Effects - Protection for your belongings during your travels.
You can also enjoy the benefits of our optional packages beyond general coverage. Imagine you’re feeling the sea breeze on a cruise or embracing the freedom of a motorcycle road trip. We can offer additional coverage for these trips. Find the right travel insurance policy to suit your adventurous spirit.
Note: Not all benefits apply and will depend on whether you have selected them (and they are reflected on your Certificate of Insurance). Terms, conditions, exclusions, sub-limits, and limits apply. Please read the Product Disclosure Statement (PDS) and Target Market Determination (TMD) for further details.
Why Do Seniors Need Travel Insurance?
There’s no two ways about it: older adults require different medical attention than younger travellers. This uncomfortable truth makes seniors travel insurance essential for offering some financial protection while exploring overseas. Unexpected expenses should not spoil your dream trip as long as you have proper insurance in place. Focus on making the most of your retirement years abroad with fewer worries about things going wrong.
Why Choose WAS Insurance?
Regular travel insurance policies often neglect senior care. However, we recognise the unique travel risks faced by the elderly. That's why we are committed to making things easy for our senior customers by offering comprehensive coverage that you can easily customise to fit your needs.
Our COVID Essentials and Discovery plans offer:
- Unlimited overseas emergency medical expenses for up to 12 months
- A maximum of $5,000 in overseas hospital confinement charges.
- 24/7 emergency assistance to ensure you're well taken care of in case of an unexpected incident.
Your later years should be filled with beautiful memories instead of stress over what could go wrong. Allow us to help you relax and enjoy your golden years to the fullest. Consider senior travel insurance cover with WAS.
Seniors Travel Insurance FAQs
Browse answers to the most common questions we get asked about senior travel insurance
Our travel insurance for seniors offers comprehensive cover for unexpected overseas medical emergencies, including:
- medical treatment
- hospital expenses
- emergency medical evacuation to the nearest medical facility (when deemed medically necessary).
This coverage can help with costs alongside any private health insurance you have.
While some insurers impose inconveniently low age restrictions, WAS Insurance provides travel insurance options for seniors up to the age of 99 years, ensuring that just about all Australian residents who are able to travel can receive coverage.
Seniors should consider medical cover, especially for pre-existing conditions, the length of the trip, and any specific activities planned, like cruises or snow sports activities. You’ll need to share all this information during the quote process to ensure the right coverage. We don’t currently have the capability to perform an online medical assessment to determine coverage options and additional premiums, so please ensure that you check the PDS for our list of automatically covered pre-existing medical conditions.
Our policy covers trip cancellations due to unforeseen circumstances, including for unforeseen emergency medical events, allowing for refunds under qualifying conditions. Our senior travel insurance policies also include protection against cancellation fees and interruptions caused by unforeseen natural disasters. See the PDS for a list of all covered events.
It's crucial to understand some scenarios aren't covered under WAS insurance policies. Here's a guide to help you make better decisions while enjoying your holiday:
- Engaging in risky behaviour and reckless activities.
- Incidents related to alcohol consumption.
- Losses incurred from leaving your belongings unattended in a public place are not covered.
- Ignoring ‘do not travel warnings’ as designated by the government’s Smartraveller website.
Any insurance policy comes with an intricate list of conditions. Please read the Product Disclosure Statement (PDS) for further details.
WAS can provide additional coverage for a cruise trip, but you must declare this as part of your itinerary during the quote process.
Note: Not all benefits apply and will depend on whether you have selected them (and they are reflected on your Certificate of Insurance). Terms, conditions, exclusions, sub-limits, and limits apply. Please read the Product Disclosure Statement (PDS) and Target Market Determination (TMD) for further details.