Baggage and Personal
Effects Insurance

Protect your belongings when you travel with WAS insurance that covers baggage loss.


Travel Insurance for Baggage and Personal Effects with WAS

When you’re travelling, no matter how careful you are, items can end up lost, stolen, or damaged. We’re thinking passport, bank cards, jewellery, smart phone, and other various items that you hold dear. When considering travel insurance, check our different packages to find the right level of baggage and personal items loss coverage to give you peace of mind on your travels.


Trip delay
Personal liability
Rental car excess

What does WAS travel insurance for baggage and personal effects cover?

Whether you're travelling for business or pleasure, having your valuables and personal documents covered by luggage insurance can give you that extra sense of security. With a quote that covers baggage loss, we can help provide cover for the cost of replacing your items if stolen, lost, or damaged.

Our luggage plan covers various circumstances, including:

  • Damaged items – we’ll repair damage where practical and economical to do so.
  • Stolen and lost items – we’ll replace any items available from our usual suppliers.
  • For items we agree we can’t repair or replace, we’ll calculate your benefit based on a depreciation calculation.
  • Up to $500 for expenses incurred overseas where it’s legal and necessary to replaceprescription medication damaged, stolen or accidentally lost during your trip.
  • The cost to replace your passport or visa if lost, stolen or damaged during your trip,including relevant travel costs up to $500.

Why should I consider luggage insurance?

Luggage cover can help protect you financially if your luggage is lost, stolen, or damaged while you are travelling. This can be especially important if you are traveling with expensive or irreplaceable items.

Knowing that you are protected against potential losses can help you relax and enjoy your trip, rather than worrying about what might happen to your belongings.

It's possible for airlines to misplace your luggage, for your passport to be taken on a crowded bus, or for someone to steal your phone in a busy market. Consider buying a plan that covers your luggage and personal effect to protect against these scenarios.

*Note that not all benefits apply and will depend on whether you have selected them (and are reflected on your Certificate of Insurance). Terms, conditions, exclusions, limits and sub-limits apply. Please read the Product Disclosure Statement (PDS) and Target Market Determination (TMD) for further details.

What happens if something happens to my luggage or personal effects?

If disaster strikes and something does happen to your baggage and personal effects, this can be a highly stressful situation wherever you are in the world as you contemplate the monetary and emotional value of items.

It’s important to remember that you must report all cases of loss, theft, or delay to the authorities as soon as possible, and keep any copies of reports.

These reports could prove integral to any future claim through WAS, as long as you have baggage cover as part of your travel insurance policy. Consider upgrading to a plan that includes baggage and personal effects cover to potentially retrieve compensation for the loss or damage to your items.

Reach out today to
find a plan to meet your unique needs.