Travel insurance for long-term holidays

Typically, Australians go on holiday for a couple of weeks at a time. However, some travellers choose to take extended trips that last for months, perhaps backpacking through a continent or finally going for that once-in-a-lifetime adventure. If you’re considering a long-term holiday, bear in mind you may need a special long-term plan for travel insurance to ensure you’re covered for the full trip duration.

Other trip types

Why might I need long-term travel insurance?

Long-term travel insurance is a type of insurance that covers you for an extended period of time, typically for trips that are more than a few weeks or months in length. It is designed to provide financial protection in the event that you need to cancel your trip, encounter unexpected medical expenses, or experience other unforeseen problems while you are travelling.

Logically, the longer you are away from your home country, there is an increased likelihood of something going wrong. That’s why you’d need to let us know if you are planning to be abroad for an extended period of time so we can ensure you’re totally covered for the full duration of your journey around the world.

Opting for a long-term travel insurance policy gives you peace of mind as you embark on your adventure.

What should I consider when needing long-term travel insurance?

We offer a range of plans to suit your unique needs and budgetary requirements. Our long-term travel policies offer extra security when planning your travel experience for up to a year, knowing you’ll be covered if things go wrong. However, there are a few extra things to consider:

• Plan your itinerary, including destinations and activities, to ensure you get the coverage you need (you’ll need to let us know if you’re planning activities like skiing, for example)
• Ensure you understand the full conditions of your policy, including any exclusions. At WAS, we want to be as transparent as possible, so you know exactly what’s covered and what isn’t.
• Bear in mind that an unexpected circumstance can quickly burn through holiday savings, opting for long-term cover can protect you and ensure your travels don’t end abruptly.