Long term travel insurance cover

If you’re preparing for a prolonged travel experience abroad, consider some of the best long-term travel insurance options with WAS.


Travel insurance for long-term holidays

Typically, Australians go on holiday for a couple of weeks at a time. However, some travellers choose to take extended trips that last for months, perhaps backpacking through a continent or finally going for that once-in-a-lifetime adventure. If you’re considering a long-term holiday, bear in mind you may need a special long-term plan for travel insurance to ensure you’re covered for the full trip duration.

Other trip types

Adventure sports

Why might I need long-term travel insurance?

Long-term travel insurance is a type of insurance that covers you for an extended period of time, typically for trips that are more than a few weeks or months in length. It is designed to provide financial protection in the event that you need to cancel your trip, encounter unexpected medical expenses, or experience other unforeseen problems while you are travelling.

Logically, the longer you are away from your home country, there is an increased likelihood of something going wrong. That’s why you’d need to let us know if you are planning to be abroad for an extended period of time so we can ensure you’re totally covered for the full duration of your journey around the world.

Opting for a long-term travel insurance policy gives you peace of mind as you embark on your adventure.

What should I consider when needing long-term travel insurance?

We offer a range of plans to suit your unique needs and budgetary requirements. Our long-term travel policies offer extra security when planning your travel experience for up to a year, knowing you’ll be covered if things go wrong. However, there are a few extra things to consider:

  • Plan your itinerary, including destinations and activities, to ensure you get the coverage you need (you’ll need to let us know if you’re planning activities like skiing, for example)
  • Ensure you understand the full conditions of your policy, including any exclusions. At WAS, we want to be as transparent as possible, so you know exactly what’s covered and what isn’t.
  • Bear in mind that an unexpected circumstance can quickly burn through holiday savings, opting for long-term cover can protect you and ensure your travels don’t end abruptly.

What is included in a longer-term travel insurance options?

At WAS, we can cover you for up to one year of travel, offering financial protection against the various mishaps and incidents that can occur while travelling, as well as offering travel assistance for the duration of your trip.

Essentially, it’s the same range of coverage, just for a longer period. Our plans for the duration of your selected coverage can include:

  • Cover for emergency medical and dental costs
  • Cover for winter sports or adventure sports activities
  • Cover for lost, stolen, or damaged luggage
  • Cover for personal liability
  • Cover for trip cancellations or delays

*Note that not all benefits apply and will depend on whether you have selected them (and are reflected on your Certificate of Insurance). Terms, conditions, exclusions, limits and sub-limits apply. Please read the Product Disclosure Statement (PDS) and Target Market Determination (TMD) for further details.

Reach out today to find a policy
that meets your unique travel needs