Why Should You Consider Travel Insurance for Bali?
Australians love a trip to Bali. It’s a classic island destination for sun, sea, and sand. Whether you’re chasing waves, looking to get in touch with your spiritual side, or down for the island’s party scene, you’re sure to make memories in this island paradise.
But, as with many international destinations, trusting tourists in Bali can fall into potential pitfalls that sour those memories. Some fall foul of petty theft in tourist areas. Drink spiking has been known, leading to falls and injuries. Of course, the many adventure activities available on the island are fraught with their own dangers. This is where WAS insurance can step in to mitigate some of these risks.
Common Traveller Types to Bali
What Does Travel Insurance for Bali Cover?
At Wise and Silent, we want to make sure you travel with confidence wherever you’re heading. Once you’ve booked your flights to Denpasar Airport and your Ubud hotel, you’re at the mercy of various circumstances beyond your control. A Bali travel insurance policy offers protection against certain unpredictable elements. If you’re embarking on a trip to Bali, you can choose from a range of potential benefits to add to your policy.
Trip Cancellation/
Interruption*
Cancellation cover may reimburse you in the event of an interrupted or cancelled trip or excursion while in Bali.
Emergency Medical*
Nobody wants to spend their holiday in a hospital, but it happens. WAS insurance can protect you against these unexpected costs.
Rental vehicle
insurance excess*
Planning to explore the island? Consider adding rental vehicle excess to your policy.
*Note that not all benefits apply and will depend on whether you have selected them (and are reflected on your Certificate of Insurance). Terms, conditions, exclusions, limits and sub-limits apply. Please read the Product Disclosure Statement (PDS) and Target Market Determination (TMD) for further details.
Travel Tips for Bali
Most visitors to Bali come away with an appreciation of the picturesque landscapes and the incredibly vibrant culture. The enthusiastic warmth of the Balinese people always leaves an impression, too. However, accidents happen on the island, so be aware of some safety precautions.
- Stay hydrated
- Use sunscreen
- Be cautious with street food.
- Consider vaccinations recommended by health professionals before travelling.
- Respect local traditions and dress codes, especially when visiting temples and rural communities.
- Choose licensed taxis, especially for longer distances.
- Always wear helmets when riding scooters or motorbikes.
- Watch your bags in crowded areas.
What Happens If Something Goes Wrong in Bali?
So, you’ve been loving the rugged shorelines and the tropical countryside. You’ve had a blast in the pool and enjoyed some visits to enchanting Balinese temples. Everything is going swimmingly. Until…it all goes wrong, and you risk being out of pocket for unexpected medical expenses, damages, or lost luggage. What do you do?
The main thing is not to panic because your policy with WAS comes with 24/7 emergency assistance. Reach us anytime, anywhere, and we’ll set things in motion, offering help where needed and moving towards a speedy claims resolution.
Ph (outside Australia): + 61 2 8880 5820
Why Choose Bali Travel Insurance with WAS?
While Bali is generally a safe destination, unexpected events can happen. As a trusted travel insurance provider, WAS offers comprehensive coverage that lets you enjoy your trip with peace of mind.
Reasons to Choose WAS:
Bali Travel Insurance FAQs
Browse answers to the most common questions we get asked about travel insurance
Bali’s tropical climate is pleasant year-round. There is a rainy season from November to April, but the rainfall doesn’t tend to disrupt travel like it can in Vietnam or elsewhere in Southeast Asia.
There is a risk of volcanic activity, and there are frequent earthquakes in the region. Major disruptive events are rare, though. WAS policies cover disruptions caused by natural disasters, including accommodation and travel rescheduling assistance.
Certain high-risk activities can be covered. This could be activities such as rock climbing (provided you don’t require the use of equipment such as pick-axes, anchors, bolts, crampons, carabineers, lead or top-rope anchoring or other specialist equipment), scuba diving (if you hold an open water diving certificate or diving with a qualified diving instructor), and jet skiing. Please check the PDS for excluded activities.
Immediately contact the nearest embassy or consulate. Inform the local police, too. Then, contact our support team. Our policy includes 24/7 assistance services that can help you get a replacement passport from the Australian government. We’ll guide you through the steps in this stressful situation.
Review the full details in your policy, including the automatically covered conditions, to confirm you have appropriate coverage for your needs.
You can extend your coverage if the duration of your trip changes. Just contact us before your original policy expires to arrange for an extension.
With the emergency medical benefit as part of your travel insurance policy with WAS, you’ll get overseas medical cover, but what does this entail? Our comprehensive benefits cover emergency dental treatment (up to $2,000 per insured person), unexpected hospitalisation and medical costs, doctor bills, ambulance services, laboratory costs, a hospital cash allowance ($50 per day, up to a maximum of $5,000), and more.