Travel Insurance: Rental Vehicle Excess Coverage
Planning to explore a destination by rental car? Benefit from rental vehicle insurance excess advantages with your WAS travel insurance policy.
GET A QUOTERental Vehicle Insurance Excess Benefits
A driving holiday can be a freeing experience as you create your own itinerary and go at your own pace. However, accidents can happen when driving on unfamiliar roads with different driving laws. Consider the peace of mind that rental vehicle insurance excess coverage can offer to protect your next driving holiday.
Other benefits
What Does WAS Rental Vehicle Insurance Excess Cover?
At WAS Travel Insurance, you can customise your insurance plans to suit your travel needs. This can include coverage if you decide to rent a car during your trip. All you’d need to do is let us know that you plan on including a rental car in your itinerary.
If you select the rental car excess add-on, cover would include:
- Rental vehicle insurance excess up to $6,000
- Cost of returning your rental vehicle to the nearest depot, including related airport concession charges, if you can’t return the vehicle due to an event covered by this policy.
For example, if your rental vehicle insurance has an excess of $1,000 and you have an accident causing $2,500 in damage to your rental vehicle, WAS travel insurance can cover the $1,000 excess, and the rental vehicle insurance would review the claim for the remaining $1,500. Depending on your plans, rental car excess insurance may not be good value for your needs – check what’s right for you.
The benefits of renting a car with insurance speak for themselves; it means you can drive with an extra sense of security, knowing some of the expenses can be covered if you get into an unforeseen, unexpected accident.
Note: Not all benefits apply and will depend on whether you have selected them (and they are reflected on your Certificate of Insurance). Terms, conditions, exclusions, sub-limits, and limits apply. Please read the Product Disclosure Statement (PDS) and Target Market Determination (TMD) for further details.
Why Might I Need Rental Vehicle Insurance Excess Cover?
We all climb behind the wheel with confidence, heading out on a journey to explore the sights of our holiday destination. When you travel, the traffic can be chaotic, the roads may have different rules, and the car you rent might be different from what you’re accustomed to.
Each of these factors has the potential to cause an accident.
Purchasing rental vehicle insurance excess cover can help protect you from potential financial liability in the event of an accident or theft of the rental vehicle while abroad, giving you one less thing to worry about as you deal with the fallout of an accident.
What Does WAS Mean by “Rental Vehicle”?
At WAS Travel Insurance, we know that many holidaymakers choose to rent something other than a car. That’s why our rental vehicle insurance excess benefits include:
- Campervans
- Recreation vehicles
- Motorhomes (not exceeding 4.5 tonnes)
- Cars (sedans, station wagons, SUVs, hatchbacks, and coupes)
- Minibuses and people-carriers
Please note that our definition of a rental vehicle doesn’t include any other vehicle, irrespective of use or weight.
If you choose to rent one of these vehicles from a licensed rental company, you can include rental vehicle excess in your travel insurance plan so you can set off on your journey with a little extra security.
Rental Vehicle Excess FAQs
Browse answers to the most common questions we get asked about rental vehicle excessRental car excess cover can protect you from out-of-pocket costs if your rental vehicle is involved in an accident or is stolen. It offers financial protection and peace of mind during your travels. For more information, visit our Benefits page.
If your rental vehicle is damaged or stolen, WAS Travel Insurance can cover the insurance excess amount up to $6,000. This includes the cost of returning the vehicle to the nearest depot if you can’t return it due to a covered event.
Report the accident to the rental car company immediately, document the damage, and contact WAS Travel Insurance to start your claim process.
Yes, you can customise your travel insurance plan to include rental vehicle excess cover.
Yes, choose from several travel insurance upgrades, including cruise, motorcycle and ski and snowsports. Learn more about our Travel Insurance Upgrades.
WAS provides 24/7 emergency assistance for our customers. Learn more about our Emergency Assistance services. You can contact the team if you need help to navigate any insurance-related issue you encounter while on holiday.
Note: Not all benefits apply and will depend on whether you have selected them (and they are reflected on your Certificate of Insurance). Terms, conditions, exclusions, sub-limits, and limits apply. Please read the Product Disclosure Statement (PDS) and Target Market Determination (TMD) for further details.