Travel Insurance India

Secure your travels with comprehensive international travel insurance for your trip to India.

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Exploring India With Peace of Mind

India is a land of stunning diversity. Explore the beaches of Goa, the Himalayan heights, or the bustling cities of Mumbai or Delhi. Many travellers may have concerns about safety in India. A travel insurance policy with WAS offers a safety net to explore this spellbinding nation with more confidence. From handling unexpected medical expenses to ensuring you have support during travel disruptions, the right travel insurance coverage lets you embrace India’s rich tapestry of experiences with less worry.


Common Traveller Types



Travel Insurance Cover You can Customize for Your Journey to India

A trip to India is a fantastic adventure filled with vibrant sights, but it's not without its challenges. Our travel insurance plans can be tailored to ensure you’re prepared for what comes your way as you navigate your Indian itinerary.

Emergency Medical

Emergency Medical
Expenses*

Cover for unexpected medical treatment and emergency medical evacuation ensures you receive adequate care, even if you’re far from home.

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Travel Assistance

Travel Assistance
Services*

Interrupted transport, trip delays, and other logistical headaches are common in India. Our experienced team can help with travel mishaps.

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Luggage

Baggage and
Personal Effects*

Protect your belongings in the event of loss, theft, or damage as you travel across India.

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Trip Delay

Trip Delay*

Compensation for unexpected delays that disrupt your plans.

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*Note that not all benefits apply and will depend on whether you have selected them (and are reflected on your Certificate of Insurance). Terms, conditions, exclusions, limits and sub-limits apply. Please read the Product Disclosure Statement (PDS) and Target Market Determination (TMD) for further details.

Safe travel in India: Tips and Insights

Travelling in India is an enriching experience, but you need to be conscious of some safety concerns before you go.

  • Consult your healthcare provider well in advance for recommended vaccinations and health advice.
  • You may come across ‘Delhi Belly’ thanks to different foods, spices, and unclean water. Be wary of where and what you eat, and avoid ice in drinks.
  • Stay updated on current events and any travel advisories for the regions you plan to visit. The Australian government has updated advice for travel to India.
  • Respect local laws and customs, especially when visiting religious sites.
  • Protect valuables and travel documents in crowded places and on public transport.
  • Be wary of scams and ticket touts.

Handling Emergencies with Confidence in India

When you’re in a distinctly different country, you want to be able to fall back on a support network if things go wrong. This is what you get when you purchase travel insurance. If an unexpected situation arises during your travels, you can rely on WAS to offer meaningful help and resolve your travel insurance claim quickly.

Our 24/7 support line is there if you need anything. A friendly voice is on the other end of the line with the expertise to help you navigate whatever issue you’re facing.

Ph (outside Australia): + 61 2 8880 5820

Why Trust WAS for Your Travel Insurance to India?

Embarking on an international trip to India involves various uncertainties, from health risks to travel delays. Here’s why you should choose WAS for your insurance policy.

  • Comprehensive coverage - From single-trip travel insurance for backpackers to cover families, seniors, or solo adventurers, we offer a range of plans that suit all sorts of travellers.
  • Customisable plans - Tailor your coverage to include everything from moped cover to rental vehicle excess, ensuring peace of mind throughout your trip.
  • Reliable support - Our team is experienced in handling the unique challenges of travel in India, from lost baggage to medical emergencies to sympathising with you over stomach issues.
Backpacking
Frequently asked questions

Travel Insurance for India FAQs

Browse answers to the most common questions we get asked about travel insurance

What medical coverage does your travel insurance provide in India?

Our travel insurance offers comprehensive medical coverage, including unexpected expenses incurred from medical treatment, hospital stays, and even medical evacuation if necessary, ensuring you never need to compromise your health for treatment while in India.

Does the insurance policy cover trip delays due to India’s often unpredictable transportation system?

We cover unexpected trip delays under our policy. If delays caused by severe weather or a natural disaster disrupt your travel plans, you’ll receive compensation for additional expenses such as emergency hotel accommodation.

How can I manage the loss of personal belongings during my trip?

If you lose personal belongings, contact us immediately. Our coverage includes compensation for lost or stolen items, helping to secure replacements and minimise disruption (and stress) to your travel plans.

Can travel insurance help if I lose my passport in India?

Losing a passport can be stressful, but our travel assistance services include help with obtaining emergency travel documents and liaising with local authorities to resolve the issue quickly for you.

How can I avoid ‘Delhi belly’, or traveller’s diarrhea, during my trip to India?

Take these precautions to avoid stomach problems:

  • Drink bottled water and avoid ice in drinks
  • Opt for freshly cooked meals and fruits that you can peel yourself
  • Wash your hands regularly, especially before eating, and consider carrying hand sanitiser for extra precaution.
What safety advice do you have for women travelling in India?

Women often have concerns about travelling in India, and while these concerns are overblown, we can still share some advice. Women travelling in India can consider dressing conservatively to respect local customs and minimise attention. Always stay aware of your surroundings, avoid isolated areas, especially after dark, and travel in groups when possible. Pre-arranging transport rather than hailing taxis on the street is also a good idea. Our travel insurance includes personal liability and provides 24/7 contact support for any immediate assistance.

What should I do if I encounter stray animals like cows in urban areas of India?

Stray animals, including cows, are common in many parts of India and are generally harmless. However, it's important to maintain a safe distance and not provoke them. Be cautious while driving, as animals can unexpectedly head into traffic.

How does WAS travel insurance handle pre-existing medical conditions?

Review the full details in your policy, including the automatically covered conditions, to confirm you have appropriate coverage for your needs.

Does WAS provide student travel insurance to India?

Yes, WAS can provide travel insurance coverage if you are planning to study abroad in India. Make the most of your time abroad without worrying about what would happen if something went wrong.

What steps should I take for a medical emergency in India?

Immediately contact us if you need treatment for a medical emergency in India. We will direct you to the closest medical facility and ensure you receive the most appropriate treatment under our overseas medical cover.

What are the benefits of buying travel insurance online?

Purchasing travel insurance online offers convenience, speed, and often a more competitive travel insurance premium. It also allows for immediate confirmation.

Ready to secure your journey to India?
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