Why Should You Consider Travel Insurance for the United States?
The United States offers a mind-boggling range of experiences:
- Explore the neon lights of Las Vegas
- Learn at the national museums of Washington D.C
- Travel the scenic routes of the Pacific Coast Highway
- Admire the scenery of the nation’s stunning national parks
Whatever your plans, ensure you’re protected before you travel.
The U.S. is a relatively safe destination, but medical treatment can be exceptionally expensive. Travel disruptions leading to trip cancellations are also quite common in the States. WAS travel insurance for the USA provides security and peace of mind so you can avoid those infamous medical bills and trip delay costs.
Common Traveller Types
What Does Travel Insurance for the USA Cover?
Travelling to the United States means preparing for a variety of conditions and experiences. A WAS travel insurance policy can provide essential protection against the unpredictable, with a range of potential benefits to choose from.
Of course, the risk of a medical emergency and associated medical costs is particularly worrying for visitors to the US, but a comprehensive travel insurance policy should cover more than just medical costs. Consider personal liability, lost baggage, and other benefits as part of your international travel insurance policy.
Trip Cancellation/
Interruption*
Cancellation cover may reimburse you in the event of an interrupted or cancelled flight or excursion while in the U.S.
Emergency Medical*
U.S. healthcare costs can be overwhelming. WAS insurance protects you against unforeseen medical expenses.
Rental vehicle
excess cover*
Planning a road trip? Add rental vehicle excess to cover the comprehensive car insurance excess or potential damages (whichever is lower) to your rental car and keep your journey smooth.
Baggage and
Personal Effects*
For when your bags don’t make it out of LAX or go missing on a New York subway.
*Note that not all benefits apply and will depend on whether you have selected them (and are reflected on your Certificate of Insurance). Terms, conditions, exclusions, limits and sub-limits apply. Please read the Product Disclosure Statement (PDS) and Target Market Determination (TMD) for further details.
Travel Tips for the United States
Most visitors to the U.S. embrace everything from the diverse food scenes to the expansive outdoors. However, it's wise to prepare for the unexpected.
- Stay hydrated and dress appropriately for the climate of your specific destination, which can vary widely across the country. Florida in the summer is a vastly different experience to Maine in winter.
- Be aware of local laws, which can vary from state to state.
- Secure your travel documents and valuables in major cities.
What Happens If Something Goes Wrong in the United States?
From sudden snow storms delaying your ski trip in Colorado to an unexpected illness in Miami, things can go off plan. We’re there for you if disaster strikes. Your WAS policy includes 24/7 emergency assistance so that you can reach us anytime, anywhere. We’ll manage the situation, providing support toward a quick resolution.
Ph (outside Australia): + 61 2 8880 5820
Why Choose Insurance for Travel to the USA with WAS?
Travelling in the U.S. is a fantastic experience - until unexpected events occur. You’re equipped to handle whatever comes your way with WAS as your travel insurance provider.
With WAS, there’s a friendly voice on hand to help, whether you’ve hurt yourself in a surfing accident in Hawaii or you’re caught in a Floridian hurricane.
Benefit from:
USA Travel Insurance FAQs
Browse answers to the most common questions we get asked about travel insurance
Our policies provide substantial coverage for unexpected medical expenses, ensuring you’re not left facing hefty bills. We can also coordinate direct payments with hospitals.
Yes, we cover disruptions caused by natural disasters. This includes weather systems such as:
- Hurricanes
- Wildfires
- Winter storms
- Tornadoes
- Flooding
We can provide help with accommodation costs and cancellation fees in the unfortunate event you get caught up in disruptive weather.
If you lost your passport, you should:
- Contact the nearest embassy or consulate
- Notify local police
- Contact our 24/7 support team
We provide assistance services to help you secure emergency travel documents from the Australian government.
Yes, we can cover activities like skiing if you add the Snow Pack when purchasing your policy. Hiking is included as standard (unless you are mountain climbing requiring the use of equipment such as pick-axes, anchors, bolts, crampons, carabineers, lead or top-rope anchoring or other specialist equipment).
You can extend your policy. Contact us before your original policy expires to extend your coverage.
Yes, Australian citizens require a visa or an ESTA (Electronic System for Travel Authorization) to enter the USA. Check the latest requirements on the U.S. Department of State's website.
If you want WAS to cover your added cruise to the Caribbean, you need to purchase the cruise upgrade as part of your policy. This addition ensures coverage for specific situations unique to cruising.
Review the full details in your policy, including the automatically covered conditions, to confirm you have appropriate coverage for your needs.
We know that visitors to the US are concerned about medical bills/medical cover. With our emergency medical benefit, you’re covered for unexpected and medically necessary:
- hospitalisation and medical costs
- doctor bills
- ambulance services
- laboratory costs for blood samples
- emergency dental treatment
Read your policy document for a full breakdown.