Cruise Travel Insurance

Protect your next voyage by upgrading your policy. Opt for cruise travel insurance from WAS.

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Cruise Travel Insurance Plans

So, you’re excited to hop on board a cruise ship and explore! Before you even consider stepping aboard your chosen vessel, bear in mind your travel insurance may not include cruise cover. Consider travel insurance for cruises with WAS Travel Insurance.

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Protect Your Cruise Holiday with WAS Insurance

We understand your cruise holiday is a unique experience. Whether you're exploring the Caribbean or taking a European river cruise, we can provide cover for your trip.

If you're embarking on a multi-night cruise as part of your trip, let us know so we can add cruise cover to your policy. This upgrade ensures comprehensive travel insurance coverage for the cruise aspect of your journey.

Why Do I Need Cruise Travel Insurance?

Cruising can be a wonderful adventure—imagine sailing gently through the South Pacific or along Australian coastal waters. However, unexpected situations like sea sickness, lost luggage, or medical emergencies can ruin the experience. Insurance plans with specific cruise travel insurance benefits address these issues:

Coverage for falling unexpectedly seasick
Solutions for delayed or lost personal belongings
Overseas medical expenses for unexpected treatments incurred on board
Emergency medical assistance, including any necessary medical evacuation
Cruise cancellation coverage up to the amount specified in your policy

Our coverage upgrade options offer that extra peace of mind as you embark on your multi-night ocean or river cruise.

Note: Not all benefits apply and will depend on whether you have selected them (and they are reflected on your Certificate of Insurance). Terms, conditions, exclusions, sub-limits, and limits apply. Please read the Product Disclosure Statement (PDS) and Target Market Determination (TMD) for further details.

What Happens if I Get Sick on Board?

Cruise ships typically provide onboard medical care. This care is limited and usually aimed at stabilising your condition. If you need serious medical treatment, you might require evacuation from the ship to the nearest hospital. This potential expense is a key reason to consider a travel insurance policy with a cruise add-on that includes extensive medical cover and emergency assistance.

Does WAS Travel Insurance Cover Cruises?

At WAS Insurance, you can customise our cruise travel insurance policies to fit your demands. If your journey includes a multi-night cruise, you can include specialised cruise coverage in your travel insurance quote. For instance, if your travel plans include a sea or ocean cruise followed by pre-paid shore excursions, share these details with us to confirm your policy covers all necessary aspects of your trip.

It's important to realise that luxurious travel doesn't prevent you from finding affordable cruise travel insurance that covers the essentials.

And, with a WAS insurance policy, you also gain access to our 24/7 emergency assistance team, who is on hand if anything goes wrong.

FAQs About Cruise Cover

Browse answers to the most common questions we get asked about cruise cover

What is included in cruise travel insurance?

Cruise travel insurance from WAS can cover unexpected medical costs onboard, cabin confinement, missed port cover, and medical evacuation. Policies might also include benefits for missed cruise departures and reimbursement for pre-paid shore excursions that you can't attend due to unforeseen circumstances. Always check your Product Disclosure Statement carefully.

How does cruise travel insurance handle pre-existing medical conditions?

Review the full details in your policy, including the automatically covered conditions, to confirm you have appropriate coverage for your needs.

What should I do if I miss a cruise departure?

Suppose you miss your cruise departure due to reasons covered under your policy, such as a delayed flight or severe weather. In that case, our travel insurance may help cover the additional costs of joining your cruise at the next port or compensate you for the part of the journey you missed. Get in touch with the team for assistance or to start a claims process.

Can I get cover for emergency medical expenses incurred overseas?

Yes, our cruise travel insurance includes unexpected overseas emergency medical and hospital expenses, ensuring that if you need medical treatment while cruising, you can get help with medical costs alongside any relevant private health insurance that you have.

What other upgrades can I get through WAS insurance?

We want to provide you with comprehensive travel insurance whatever your travel plans. That’s why we provide some different options based on traveller type and trip type, along with various upgrade options.
Check out:

Or browse specific upgrades:

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