Cruise Insurance Plans

So, you've booked a trip on the open seas! Whether you're island-hopping on a luxury cruise around the Caribbean or taking a multi-night liner in the Pacific, you can add on our cruise insurance package to suit your needs.

Other Upgrade Options

Protect your cruise holiday with WAS Insurance

At Wise and Silent, we want to make sure that all aspects of your trip are covered.
If you're embarking on a multi-night cruise as part of your trip, you must let us know to ensure cruise cover is added to your policy.

Why Do I Need Cruise Insurance?

We hope your cruise experience will be smooth sailing and calm waters, but things don't always go the way you imagine and accidents can happen.
Insurance plans with cruise cover can assist in case of:

• Falling seasick
• Delayed/lost luggage
• Medical costs incurred on board
• Medical evacuation off ship
• Cruise cancellation (up to the cancellation amount you have added to your policy)

Our coverage upgrade options can offer that extra peace of mind as you head up the gangplank.

What Happens if I Get Sick on Board?

International and domestic cruise ships both offer onboard medical care, but the staff's primary responsibility is to stabilise your health.

If you need emergency medical care while on a cruise, you could need to be evacuated off the ship and sent to the hospital, which, depending on where you are in the world, can be quite expensive as costs run high.

This scenario is one of the main reasons to consider upgrading to an insurance policy that includes cover for cruises.