Travel Insurance for Europe

Secure your multi-country European adventure with comprehensive travel insurance.

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Comprehensive Coverage with Travel Insurance for Europe

Travelling through Europe is something many Australians have dreamed about and planned for years. Such a diverse array of rich cultures and experiences in a relatively confined area is especially enticing for Australians. Consider international travel insurance as part of your thrilling planning process. Our policies provide cover for medical emergencies, trip cancellations, personal liability, lost luggage, and more, ensuring peace of mind as you traverse borders.


Common Traveller Types



Protection for Your Europe Trip

Your European adventure likely involves a lot of travel, and you’ve doubtlessly packed your itinerary with lots of activities. Where you see fun, we see potential for things to go wrong. We’ve designed our travel insurance plans to be customisable for travellers moving through various European countries, offering extensive coverage to handle unexpected situations.

Medical and Hospital Expenses

Medical and Hospital Expenses*

Whether it’s emergency medical costs or hospital bills, our travel insurance ensures you're covered for unexpected medical expenses without the stress of incurring significant costs.

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Rental Vehicle Excess

Rental Vehicle Excess*

If you’re hiring a car to drive through Europe, you can include the rental vehicle excess optional cover, which can save you significant money in case of an accident.

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Baggage and Personal Effects

Baggage and
Personal Effects*

Coverage for your belongings from theft or loss as you travel from one country to another.

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Trip Cancellation

Trip Cancellation*

Trip cancellation cover protects you against cancellation fees and lost deposits if unforeseen circumstances force you to alter your plans.

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*Note that not all benefits apply and will depend on whether you have selected them (and are reflected on your Certificate of Insurance). Terms, conditions, exclusions, limits and sub-limits apply. Please read the Product Disclosure Statement (PDS) and Target Market Determination (TMD) for further details.

Travel Smart in Europe

Europe is vast and varied. Each country offers unique delights for you to savour. Each country also faces unique challenges. Let’s run through some generalised safety tips as you go about your grand tour.

  • Always check travel warnings and exercise normal safety precautions as you move between countries.
  • Familiarise yourself with the local traffic laws if you’re planning to hire a car, and note if things change across borders. Remember, car hire excess cover is an optional part of our comprehensive insurance.
  • Understand the reciprocal health care agreements that may exist between Australia and European nations to supplement your medical cover.
  • Wear sunscreen and stay hydrated in the summer months.
  • Some European cities are known for pickpockets. Keep your valuables safe and wear body-close bags as you explore.
  • Keep digital copies of your travel documents.

Immediate Support When You Need It Most

Facing an emergency far from home can be daunting. With WAS, emergency assistance is always available, so you’re never alone in a challenging situation.

For any medical emergencies, contact our team immediately. They’re available 24/7. We coordinate with local providers to ensure you receive appropriate care.

Keep important travel documents secure and have copies accessible. If you lose them, we can help with the replacement and related expenses. For any travel-related emergency you find yourself in, give us a call.

Ph (outside Australia): + 61 2 8880 5820

Why Choose WAS for Your European Travel Insurance?

Journeying through multiple European countries requires a travel insurance plan that’s as flexible and comprehensive as your itinerary. Here’s why you should choose us as your insurance provider:

  • Extensive coverage - From medical bills to emergency medical evacuations and trip cancellations, our policies are designed to offer a wide range of protections.
  • Customisable policies - Tailor your coverage with additional options like winter sports or increased limits if you’re planning to bring along more personal belongings.
  • Trusted expertise - We understand the complexities of insurance across different European jurisdictions and offer solutions that meet those challenges.
Backpacking
Frequently asked questions

Europe Travel Insurance FAQs

Browse answers to the most common questions we get asked about travel insurance

What should I do if I face a medical emergency in a European country without a reciprocal healthcare agreement?

Even in countries without a reciprocal healthcare agreement, our travel insurance covers emergency medical treatment, ensuring that you receive care for unexpected treatment without facing overwhelming costs. Always contact our emergency assistance immediately for guidance and support.

Does travel insurance cover winter sports activities in Europe?

Yes, we offer additional cover for winter sports. Ensure you specify this when purchasing your travel insurance to include coverage for snow sports activities.

Are pre-existing medical conditions covered by travel insurance for Europe?

Review the full details in your policy, including the automatically covered conditions, to confirm you have appropriate coverage for your needs.

Does travel insurance include coverage for rental car excess in Europe?

Our travel insurance policy includes optional cover for rental car excess, which can protect you from high fees in the event of damage or theft of your rental vehicle while travelling in Europe.

What does the travel insurance policy cover in terms of lost luggage?

Our travel insurance policy covers lost luggage, providing you with compensation for the replacement of your belongings. This coverage is useful when travelling through multiple European countries where the risk of losing luggage increases as you jump on planes, trains, and whatever else! It ensures that lost items don't disrupt your trip or lead to significant out-of-pocket expenses.

How does your travel insurance work with private health insurance when dealing with overseas medical expenses?

Our travel insurance provides cover for unexpected overseas medical expenses that may not be fully covered by your private health insurance, especially in the case of emergencies requiring immediate medical attention. It complements your existing health insurance by covering additional costs such as emergency medical evacuations, hospital stays, and treatments that private health insurance might not cover while abroad.

Ready to explore Europe with confidence? Click below for a
quick and competitive travel insurance policy quote.

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